PURPOSE
Finance an eligible new two-wheeler purchase
Get moving with a repayment plan that fits
Two Wheeler Loan
Easy bike and scooter finance.
Two Wheeler Loan provides finance for purchasing eligible motorcycles, scooters and other approved two-wheelers.
Options and eligibility are subject to lender assessment and terms.
WHO IT MAY SUIT
Salaried applicants
GET PREPARED
5 document types to review
What could this help with?
Common needs to discuss with a lender.
- Finance an eligible new two-wheeler purchase
- Review funding for a scooter or motorcycle
- Plan purchase costs alongside your monthly budget
Keep your plan specific
Estimate the amount you need and the repayment that fits your monthly budget before comparing offers.
Who may be eligible?
These are common applicant profiles, not an approval guarantee.
- Salaried applicants
- Self-employed applicants
- Applicants having a regular income source
- Applicants meeting the lender's age criteria
- Applicants having valid identity and address documents
Each bank or financial institution sets its own age, income, credit, property and documentation criteria.
Prepare your documents
Use this checklist to get organized before applying.
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Before you apply
A few details worth checking early.
- Compare the vehicle price, your contribution, financed amount and total repayment.
- The lender may ask for the dealer quotation and vehicle details.
- Approval, any vehicle security and terms depend on lender and vehicle eligibility.
Compare the full offer
Review the interest method, fees, repayment conditions, security and any early-payment charges in the lender's current documents.
QUICK ESTIMATE
Plan a monthly repayment
Try different amounts and terms to explore an illustrative reducing-balance EMI.
Enter a positive amount, an interest rate from 0% to 60%, and a term from 0.5 to 40 years.
ILLUSTRATIVE MONTHLY EMI
Principal₹0
Estimated interest₹0
Total repayment₹0
Estimate only; actual lender rates, fees, repayment schedules and terms may differ.
Questions to help you decide
Practical answers to get you started.
Can I finance a used two-wheeler?
Availability depends on the lender and vehicle. Ask whether the model, age, condition and seller qualify.
Is a down payment required?
Your contribution depends on the vehicle price and lender's funding policy. Confirm the amount and any upfront charges.
Which vehicle documents should I keep?
A dealer quotation or vehicle details may be requested, along with applicant identity, address and income documents.
Funding partners
Institutions shown for this product. Availability and offers may vary.
KOTAK MAHINDRA BANK
HDFC BANK LTD
BAJAJ FINANCE LTD
ICICI BANK LTD
BAJAJ FINSERVE LTD
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD
TATA CAPITAL FINANCIAL SERVICES LTD
Information on this page is general and for illustration only. It is not an offer, sanction or financial advice. Eligibility, interest, charges, security, documentation and final terms are determined by the relevant lender and may change.