PURPOSE
Compare card features against regular spending
Choose a card that fits your spending habits
Credit Card
Premium card and reward solutions.
Credit Card options are available for eligible applicants based on income, employment profile, banking relationship and credit history.
Options and eligibility are subject to lender assessment and terms.
WHO IT MAY SUIT
Salaried applicants
GET PREPARED
5 document types to review
What could this help with?
Common needs to discuss with a lender.
- Compare card features against regular spending
- Review billing dates, fees and repayment rules
- Understand the impact of balances on your budget
Keep your plan specific
Estimate the amount you need and the repayment that fits your monthly budget before comparing offers.
Who may be eligible?
These are common applicant profiles, not an approval guarantee.
- Salaried applicants
- Self-employed applicants
- Applicants having a regular income source
- Applicants meeting the card issuer's age criteria
- Applicants having an acceptable credit profile
Each bank or financial institution sets its own age, income, credit, property and documentation criteria.
Prepare your documents
Use this checklist to get organized before applying.
0 of 5 checked
Before you apply
A few details worth checking early.
- Paying the full statement balance by the due date can help avoid interest on eligible purchases; check issuer terms.
- Paying only the minimum can leave a balance that accrues interest and takes longer to repay.
- Annual fees, interest, rewards and eligibility are specific to each card issuer and offer.
Compare the full offer
Review the interest method, fees, repayment conditions, security and any early-payment charges in the lender's current documents.
Questions to help you decide
Practical answers to get you started.
How is credit-card eligibility decided?
The issuer may assess income, employment or business profile, age, credit history and existing obligations.
What is the difference between total due and minimum due?
The total due is the statement balance. Paying only the minimum does not clear the remaining balance, which may accrue interest under issuer terms.
Are rewards or fees guaranteed?
No. Benefits, exclusions, fees and redemption rules vary by card and issuer. Review the latest product terms before applying.
Funding partners
Institutions shown for this product. Availability and offers may vary.
ICICI BANK LTD
BAJAJ FINSERVE LTD
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD
TATA CAPITAL FINANCIAL SERVICES LTD
Information on this page is general and for illustration only. It is not an offer, sanction or financial advice. Eligibility, interest, charges, security, documentation and final terms are determined by the relevant lender and may change.