PURPOSE
Manage working-capital requirements
Capital for your next business milestone
Business Loan
Funding for business expansion.
Business Loan is designed for business owners and self-employed applicants who need funds for business expansion, working capital, machinery, inventory or other business requirements.
Options and eligibility are subject to lender assessment and terms.
WHO IT MAY SUIT
Self-employed individuals
GET PREPARED
6 document types to review
What could this help with?
Common needs to discuss with a lender.
- Manage working-capital requirements
- Purchase equipment or machinery
- Expand operations or add inventory
Keep your plan specific
Estimate the amount you need and the repayment that fits your monthly budget before comparing offers.
Who may be eligible?
These are common applicant profiles, not an approval guarantee.
- Self-employed individuals
- Proprietorship firms
- Partnership firms
- Private limited companies
- Business owners having regular business income
- Applicants meeting the lender's credit and income criteria
Each bank or financial institution sets its own age, income, credit, property and documentation criteria.
Prepare your documents
Use this checklist to get organized before applying.
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Before you apply
A few details worth checking early.
- Keep recent business bank statements and financial records ready.
- The lender may assess business vintage, turnover, cash flow and credit history.
- Use of funds, security and repayment terms depend on the selected lender.
Compare the full offer
Review the interest method, fees, repayment conditions, security and any early-payment charges in the lender's current documents.
QUICK ESTIMATE
Plan a monthly repayment
Try different amounts and terms to explore an illustrative reducing-balance EMI.
Enter a positive amount, an interest rate from 0% to 60%, and a term from 0.5 to 40 years.
ILLUSTRATIVE MONTHLY EMI
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Estimated interest₹0
Total repayment₹0
Estimate only; actual lender rates, fees, repayment schedules and terms may differ.
Questions to help you decide
Practical answers to get you started.
Who can explore a business loan?
Business owners and self-employed applicants may explore options. The lender assesses the business profile, income, credit history and required documents.
What can the funds be used for?
Depending on the lender and product, funding may support working capital, equipment, inventory or expansion. Confirm permitted use before applying.
What should I prepare?
Start with identity and address proof, business proof, bank statements and available tax or financial records. Additional documents may be requested.
Funding partners
Institutions shown for this product. Availability and offers may vary.
KOTAK MAHINDRA BANK
HDFC BANK LTD
BAJAJ FINANCE LTD
ICICI BANK LTD
BAJAJ FINSERVE LTD
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD
TATA CAPITAL FINANCIAL SERVICES LTD
Information on this page is general and for illustration only. It is not an offer, sanction or financial advice. Eligibility, interest, charges, security, documentation and final terms are determined by the relevant lender and may change.